Life Insurance: 101

Introduction

If you are thinking about purchasing life insurance, consider these basic questions:

* What needs are you trying to satisfy with your life insurance policy?
* Which type of life insurance is right for your needs?
* Does the company have the financial strength to back its products?
* How does the insurance company you're considering treat its policyholders?

If you buy a policy without determining the answers to these questions, it could fail to meet your life insurance needs and expose you and your beneficiaries to unnecessary risk.

After outlining what life insurance can do for you, this guide summarizes the basic types of life insurance policies available, and some of the factors to consider when choosing a life insurance policy and company.

Part 2: What life insurance can do for you...